ANNOTATED WEBLIOGRAPHY

  1. Galloway, Paul. Home page. 1 August 1999

http://www.palis.com/private/HEALTHI.HTM

This web site offers information on what Medicare does and doesnít cover. For example, Medicare requires a $696.00 deductible for each admission. This is good for 60 days. For days 61-90, there is a $174.00 coinsurance fee. For most Medicare patients there is no more coverage. The site offers a lot more information. It is a lengthy site and also gives advise on obtaining insurance to help cover these costs.

  1. Home Page. Senior Housing Net. 1 August 1999.

http://www.rent.net/ctg/cgi-bin/RentNet/SeniorHousingHome/?ref=gotosr

This site offers housing searches and general information. The housing search shows prices, directions, pictures and much more about housing across the country. The information is about senior housing options, payment options, insurance and more. GREAT SITE!

  1. Home Page. Elder Search. 1 August 1999.

http://www.eldersearch.com/resources/daycare.html

This site seems to cover every possible area concerning long term care. They offered a small questionnaire to use when choosing a care facility. I thought it would be good to include.

It is truly a complete site for information on long term care!

  1. Visiting Nurse Association. Methodist Health Care System. 1 August

http://methodisthealth.com/vna/hospice4.htm

This site gives a background of what is hospice care, how to qualify for it and who pays for it. It also has some links to more information about the topic.

  1. Senior Insurance Options. Senior Options (Online guide to senior services). 1 August 1999

http://www.senioroptions.com/insurance.html

This site deals with the Insurance end of long term care. It covers the following insurance issues:

 
  1. HIICAP. New York State Office for the Aging. 1 August 1999

http://hiicap.state.ny.us/

The local number, since the site is New York based, is

(800) 434-0222. The goals of HICAP are to provide:

The original site also has information links to managed care, Medicare, Medigap, consumer info. and insurance.

  1. Medigap. Elder Web. 1 August 1999

http://www.elderweb.com//medigap.htm

The best way to describe this site is to call it a search engine based solely on long term care and related information. Under each category of related long term care topics there are lists and lists of links to detailed information. A few examples of topics are annuities, drug costs, and fraud and abuse. This would be a great site to start with for research.

  1. Death, Dying and Grief. Kayís Place. 1 August 1999

http://www.emanon.net/~kcabell/hospice.html

This is a small site talking generally about hospice care. It briefly describes what is, what is covered financially and by who, and what services are offered.

  1. Long-Term Care Associates. Home Page. 1 August 1999

http://www.ltcassist.com/

In short, this is an insurance trap. However, The site gives information that makes the consumer aware of some of the realities of long-term care costs. It then offers more information after information is given. Theyíre looking to give quotes!

  1. Rate Comparison Quote Services. Long Term Care Insurance. Buyer's Advocate. 1 August 1999

http://www.prepsmart.com/index.html

The Long Term Care Insurance Buyer's Advocate Service is a consumer education outreach sponsored by The National Advisory Council for Long Term Care Insurance. It tries to give you ìapple to appleî comparisons when shopping for long term care.

  1. Home Health Care. Women"s Health Chartbook. 1 August 1999

http://www.4women.org/owh/pub/hus95/homehc.htm

The site quotes a lot of facts and numbers about the increase in home health care use. It gives information about ages of individuals receiving care, noting more women being cared for. It is not often thought of, but men are less receptive to being cared for by a stranger than women. Also women tend to live longer than men and reaching ages where they need more help with day to day activities.

  1. Third Age Factsheets. Third Age. 1 August 1999

http://coltrane.thirdage.com/family/caregiving/factsheets/adult/index.html

This site talks about what is offered by these centers. ìAdult day health centers offer medical care and therapeutic services to your loved one, as well as social activities and noon meals. They may also offer transportation, nursing care, counseling, and personal care.î

  1. Discussion Search Results ìlong term careî. Deja.Com. 1 August 1999

http://www.deja.com/qs.xp?OP=dnquery.xp&ST=QS&QRY=long+term+care&DBS=2

Rather than putting just one of the responses people had on the subject of long term care, I thought it would be better to list the page where several were listed. Responses ranged from knowledgeable people discussing tax consequences to simple emotional expressions over the loss of a loved one. These sites arenít much for deep research, but they give you an inside idea on what topics are hot in the area and what topics are important to the consumer, not the retailer of these products.

  1. Long Term Care Insurance. Home Page. 1 August 1999

http://www.ltcplanner.com/taxadvantages_ltc1.htm

The site discuses the Kennedy-Kassebaum bill that allows purchasers of long term care tax exceptions like health care costs. After spending more than 7.5% of annual gross income, long term care premiums can be used as ìwrite-offsî. It also offers links to the bill itself, which gives more detail.

  1. August 1999. Contemporary Long Term Care (Magazine). 1 August 1999

http://www.cltcmag.com/

This is a good site to stay current with issues pertaining to long term care. It is an on-line magazine published monthly with a variety of articles.